We Have a Complete Range of Programs

We're known for our diverse selection of loan products.  Whether you're a first-time home buyer looking for a special financing program to assist you with a no-down-payment loan, or an investor seeking to finance a fixer-upper fourplex, we have the programs to suit your needs.  So, if you're looking to purchase or refinance a residential property, chances are we'll have just the program to fit your needs.  And because we make all the decisions, in-house, you're going to like what you hear!

Conventional Financing

• Purchase and refinance loans
• A-D credit graded programs
• Cal PERS programs
• 100% purchase financing (No down payment)
• 95% Stated Income programs
• "No Doc" programs
• Programs for credit-challenged borrowers
• 125% debt consolidation loans
• Non-Owner Occupied / Investment

FHA Financing

• Owner-occupied purchase and refinance loans
• 203K Rehabilitation loans
• Title I Home Improvement loans

VA Financing

• No down payment purchase or refinance loans